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Need Cash? Don't look anyone for help. Make your own Car a helping hand in your Business & Take Loan against it even if the car is already financed. Solve all your business or other needs on your own. Lower Rate of Interest than Personal loans
Get Refinance loan upto 140% of your car value, If the Car is not hypothecated to any bank/financial institution or is hypothecated but loan already closed/completed. The loan Amount will be determined by the Lender depending upon the value, age, make and model of your car.
When you apply for a loan against car, your Previous car loan detail plays a big role in sanctioning the loan amount you will get. You can get a loan against your car for up to ₹50 lakh, but that also depends upon the previous loan amount, loan tenure, Emi, No. of Emi’s Paid, make and model of your Car.
A higher Previous loan amount and Number of emi’s paid would mean a higher car refinance loan amount. For example, if your original loan amount is ₹10 lakh, the proposed loan against car amount could be anywhere between ₹ 12 - 15 lakh. depending upon your loan tenure and number of EMIs already Paid. Out of the total sanctioned loan amount, the foreclosure amount of your previous car loan will go to Previous Bank/Financial Institution to foreclose your previous loan account and you get the balance amount as extra top-up amount in hand