delhi car loan

Home Loan

Celebrate the pride of buying your Dream home with home loans @ 8.40% interest rate. We offer tailor-made solutions and the most competitive rates to the widest range of customers seeking a home loan. Whether you are salaried or self-employed, our housing loan is easier on your pocket every month.

We understand that every home loan is a very personalized need of the customer. Hence, we make the best effort to understand the requirement, and provide you with the most customized home loan with lowest interest rates & help in making your dream home, a reality!

  • Fast Processing.
  • No hidden costs or administrative charges.
  • No prepayment penalties.
  • Low Processing Charges
  • Low Interest Rates

Steps to avail Home Loan:-

  • Step 1:- To know the borrower and his repayment abilities. Submission of all Income & other documents along with P. fee Cheque
  • Step 2:- Checking repayment capacities of the borrower. This is based on age, income, qualification and employer. For self-employed, it is based on the nature of business, experience and credit report
  • Step 3:- Submission of property documents for legal check. This may include NOC from legal owners. The banks keep the documents till the entire repayment of loan.
  • Step 4:- The valuers do the valuation. The amount of loan is determined by the bank & Sanction Letter is issued
  • Step 5:- Agreement is signed between the borrower and lender. Post dated cheques are submitted. Loan is disbursed as sanctioned.
  • Step 6:- Agreement of sale is stamped and registered at the office of registrar. The original copy is submitted to the lender.

Documents Required

Self Employed Individuals:-

  • Latest 2 Yrs Certified Financials.
  • Latest 1 Yrs Bank Statements.
  • Business Continuity Proof.
  • KYC.
  • Proof of Residence.

Salaried Individuals:-

  • Latest 2 Yrs Form 16.
  • Latest 3 Months Salary Slips.
  • Latest 6 months Bank Statements.
  • KYC.
  • Proof of Residence.